Flexible Financing
Financing Options
Get the ride you want with payments that fit your budget. Explore our flexible financing options with competitive rates and easy approval processes.
Low APR Options
Rates as low as 0% for qualified buyers on select models
Flexible Terms
12 to 84 months — choose what works for your budget
Easy Approval
Quick credit decisions, even for first-time buyers
No Hidden Fees
Transparent terms with no prepayment penalties
Estimate Your Payment
Estimated Monthly Payment
$0
Total Loan Amount:
$0
Total Interest Paid:
$0
Total Cost:
$0
Our Trusted Lenders
RideNow Financial
Specializing in powersports loans
APR from 4.99%
Terms up to 84 months
EV Finance Co.
Electric vehicle specialists
APR from 3.99%
Green vehicle incentives available
RoadRunner Credit
First-time buyer programs
APR from 6.99%
No credit? We can help
Easy Application Process
1
Choose Your Ride
Select your perfect motorcycle, e-bike, or bicycle
2
Apply Online
Complete our secure 5-minute application
3
Get Approved
Receive instant credit decisions
4
Ride Away
Sign documents and take delivery
Frequently Asked Questions
What credit score do I need to qualify?
We work with multiple lenders who serve borrowers across all credit ranges. While better rates are available for higher scores (680+), we have programs for first-time buyers and those with less-than-perfect credit (580+). Contact us for a no-obligation pre-qualification.
Can I finance used motorcycles or bicycles?
Yes! We offer financing on pre-owned vehicles (model years 2015 and newer with under 30,000 miles). Terms and rates may vary based on vehicle age and condition.
Is there a down payment required?
Down payment requirements vary by lender and credit profile. Some programs offer $0 down with approved credit. Typically, 10-20% down helps secure better rates and lower monthly payments.
How long does the approval process take?
Most applicants receive a credit decision within minutes. Once approved, finalizing paperwork takes 1-2 business days. In many cases, you can take delivery within 48 hours of application.
Can I pay off my loan early?
Yes! All our lending partners offer loans with no prepayment penalties. Paying off your loan early saves you money on interest.
What documents do I need to apply?
You’ll typically need: valid driver’s license or ID, proof of income (pay stubs or tax returns), proof of residence, and insurance information (for motorcycles).
Do you offer financing for business/commercial purchases?
Absolutely! We offer commercial financing for businesses purchasing fleet vehicles or for commercial use. Business tax ID and financial statements may be required.
Can I trade in my current vehicle?
Yes! Trade-ins are welcome and can be used as down payment toward your new purchase. Contact us for a trade-in valuation.
What happens if my application is denied?
If denied by one lender, we’ll work with our other partner lenders to find an approval. If all options are exhausted, we’ll provide specific reasons and steps to improve your credit for future applications.
Is financing available for international customers?
Financing is currently available for US residents and permanent residents only. International buyers may pay via wire transfer or other payment methods. Contact us for details.
Ready to Get Approved?
Our financing specialists are here to help you find the best payment plan for your budget.
Apply Now